There has never been a better time to realize that if money could talk to you, it would say: Good bye!

There has never been a better timeto realize that it is the financial failure that pays all of his bills and living costs first and then tries to tithe and save out of what is left.

There has never been a better timeto control the misuse of credit cards because they are a major contributor to our present financial problems.

There has never been a better timeto understand that prosperity can only be achieved when we become obedient stewards of the money God entrusts to our care. Our first step in obedience is to demonstrate our faith in God by returning to Him 10% right off the top of our gross income.

There has never been a better timeto grasp the concept, the idea, that you cannot save by buying -- and that the planning and management of money is more important than the money itself.

There has never been a better timeto understand you can succeed as a money manager if you will prayerfully maintain a sincere desire, over a long period of time to achieve the goals of your money plan. Part of your money plan must include a plan to get out of debt. It may take as long as 18 months to 3 years to accomplish this, but it can and must be done!

There has never been a better timeto pray and ask God to help you become a better manager (steward) of the money He provides for you and your family. If you dont know where to start consider this: there are over 2,000 instructions about money management in your Bible. All of them were put there to help you. Then as you follow those instructions, one-by-one, one day at a time, you can be assured and absolutely certain of this: your future will be the best of times!